*Annual Percentage Yields (APYs) are accurate as of December 22, 2011 and are subject to change without notice. The interest rate remains fixed until maturity. The minimum balance to open the CD and earn the APY is $500 for the 5 Year CD. A penalty may be imposed for withdrawals before maturity. Fees could reduce earnings. Bank is not responsible for typographical errors. NYCB reserves the right to cancel or modify this offer at any time without notice.